“We buy things we don't need with money we don't have to impress people we don't like.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
A personal budget is used to help you live as well as possible with the money that you have. Even if you don't make very much money now, learning to budget with small amounts can help you balance your budget in the future when you start your career. All the steps will be the same; the only difference will be larger amounts of money. Budgeting the money you get each week can help you buy things you need such as lunches and clothes and still save money for things you want such as a cell phone or video games. Budgeting after you graduate and live on your own helps make sure you have money set aside for things such as food, rent, and bills.
Budget Calculator: http://www.youcandealwithit.com/borrowers/calculators-and-resources/calculators/budget-calculator.shtml
Budget Calculator: http://www.youcandealwithit.com/borrowers/calculators-and-resources/calculators/budget-calculator.shtml
Clearpoint Credit Counseling Solutions
Services Available: Nonprofit community service organization dedicated to helping people with money problems. They offer financial education in addition to financial/credit counseling, housing counseling, debt management programs, and bankruptcy counseling.
1300 Hampson Ave.
St. Louis, MO 63139
1-888-656-2227
http://www.clearpointccs.org
Services Available: Nonprofit community service organization dedicated to helping people with money problems. They offer financial education in addition to financial/credit counseling, housing counseling, debt management programs, and bankruptcy counseling.
1300 Hampson Ave.
St. Louis, MO 63139
1-888-656-2227
http://www.clearpointccs.org
Consumer Credit Counseling Service of Northern Idaho/RDI
They are a not-for-profit credit counseling. They provide debt management, youth savings, financial education (online and in-person), pre-bankruptcy counseling, e-filing for IRS and state taxes, housing counseling, foreclosure prevention, first-time homebuyer's counseling, reverse mortgage counseling for the elderly, They can help you figure out what your credit report means. Phone: 1-800-556-0127
1115 Main Street
Lewiston, Idaho 83501
http://www.cccsnid.org/
They are a not-for-profit credit counseling. They provide debt management, youth savings, financial education (online and in-person), pre-bankruptcy counseling, e-filing for IRS and state taxes, housing counseling, foreclosure prevention, first-time homebuyer's counseling, reverse mortgage counseling for the elderly, They can help you figure out what your credit report means. Phone: 1-800-556-0127
1115 Main Street
Lewiston, Idaho 83501
http://www.cccsnid.org/
Cents and Sensibility is a booklet about budgets, saving, borrowing, and step-by-step process to organize your money. Download the .pdf document below (it could take a couple of minutes to download this 60-page file).
financial_education_booklet.pdf | |
File Size: | 5446 kb |
File Type: |
“You must gain control over your money or the lack of it will forever control you.”
“A budget is telling your money where to go instead of wondering where it went.” ― Dave Ramsey
“A budget is telling your money where to go instead of wondering where it went.” ― Dave Ramsey